South Shafer Street Branch
Secure your financial future and improve your economic well-being.
OUCU Financial is a financial services provider helping the community achieve its goals. Whether you need a business loan to elevate your dream to the next level, a personal loan for that much-needed vacation, or even a mortgage to purchase the home of your dreams, OUCU is always on hand.
"Very quick service, friendly, helpful staff. Used notary service too." - OUCU Member
Your Financial Home in Athens
We offer banking and financial services that help you succeed.
Better Checking & Savings Options
Free checking – No minimum balance or monthly fees, free debit card
Savings – Savings accounts and certificate specials to build your safety net.
IRA – Our new IRA High Yield savings will help fund your future.
Competitive Rates on Loans
Home loans – We can help with purchase, refinance, equity loans and lines of credit, and construction loans. Our team will be with you every step of the way.
Auto loans – Affordable loans for new, used, and refinanced vehicles, with flexible terms.
Personal loans – Consolidate debt or finance a large purchase or special event with a personal loan or line of credit.
Recreational Loans - Get out there with a loan for new or used camper, UTV, boat and motorcycle.
Visa Signature Cash Back
Great rates - We offer competitive rates, plus get 0% intro APR for 12 months on purchases and balance transfers in the first 90 days!
Cash back – Earn up to 4% cash back!
Benefits – Airport Lounge Priority Pass benefit, Visa concierge and more!
Business Loans to Help You Achieve More
Rental Property Loans: From cabins to multi-family, we've got it covered.
Term Loans – When you need solutions for long-term working capital and equipment
Commercial Real Estate Loans - Purchase or refinance your commercial real estate
