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Checking Accounts

Saving money should be simple, easy, and available to everyone. We truly believe that our members deserve to have their financial needs met. That’s why our free checking accounts are some of the most popular options for members of all ages.

Free Checking Account Features & Benefits

Eliminating guesswork and aggravating hidden fees allows your money rest in the safest, easiest, and most accessible place possible.

Features and benefits of an OUCU Financial free checking account include:

  • Zero minimum balance
  • Unlimited transactions
  • No monthly service charge
  • 5 Free ATM Transactions at Non-OUCU ATMs
  • Free debit card with an account
  • No initial deposit
  • Multiple overdraft protection options
  • Federally insured through the NCUA

Open Account


Overdraft Protection Options

We know that mistakes happen, and we want to be sure you're covered!

We have several options that can save you from the cost and embarrassment of merchant-returned checks or denied card transactions.

Learn More About Overdraft Options


CU Save Member ProgramCU Save debit card

Want to save money + have fun?

Use your CU Save debit card or key tag for exclusive member offers from our local business partners.
You'll save money while building a stronger community!

Discover more great ways to save with online deals from regional entertainment venues, national retailers, service providers and travel companies.

View CU Save Deals




Convenient Services


Get A Free Checking Account Today

Free checking accounts are the perfect option for members looking to grow, store, and access their funds at any time, anywhere. 

Save more, do less, and forget about financial stress by choosing a free checking account through OUCU Financial today.

Open Account